.policies-page,.policy-detail-page{min-height:100vh;background:#f9f9f6}.policies-hero,.policy-detail-hero{background:linear-gradient(135deg,#19755f,#0f4f40);padding:72px 0 52px;color:#fff}.policies-hero{padding:80px 0 60px}.policies-breadcrumb,.policy-breadcrumb{font-size:.85rem;color:rgba(255,255,255,.7);margin-bottom:12px;letter-spacing:.5px}.policies-breadcrumb a,.policy-breadcrumb a{color:rgba(255,255,255,.7);text-decoration:none;transition:color .2s}.policies-breadcrumb a:hover,.policy-breadcrumb a:hover{color:#fff}.policies-hero-title{font-size:clamp(2rem,5vw,3.2rem);margin-bottom:16px}.policies-hero-title,.policy-detail-title{font-family:var(--font-spectral),serif;font-weight:600;font-style:italic;color:#fff}.policy-detail-title{font-size:clamp(1.8rem,4vw,2.8rem);margin:0}.policies-hero-subtitle{font-size:1rem;color:rgba(255,255,255,.85);max-width:560px;line-height:1.7;margin:0}.policies-cards-section{padding:64px 16px 80px}.policies-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}@media (max-width:991px){.policies-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:600px){.policies-grid{grid-template-columns:1fr}.policies-hero{padding:56px 0 44px}}.policy-card-link{text-decoration:none}.policy-card{background:#fff;border-radius:12px;padding:40px 32px 36px;box-shadow:0 2px 12px rgba(0,0,0,.06);border:1px solid #eee;transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease;height:100%;display:flex;flex-direction:column;gap:16px}.policy-card:hover{transform:translateY(-6px);box-shadow:0 12px 32px rgba(25,117,95,.15);border-color:#19755f}.policy-card-icon{color:#19755f;display:flex;align-items:center}.policy-card-title{font-family:var(--font-spectral),serif;font-size:1.35rem;font-weight:600;color:#19755f;margin:0;line-height:1.3}.policy-card-desc{font-size:.92rem;color:#555;line-height:1.7;flex-grow:1;margin:0}.policy-card-cta{display:inline-flex;align-items:center;gap:6px;font-size:.88rem;font-weight:600;color:#b79e78;letter-spacing:.3px;margin-top:4px;transition:gap .2s ease}.policy-card:hover .policy-card-cta{gap:10px}.policy-detail-content{padding:56px 16px 80px}.policy-content-card{background:#fff;border-radius:12px;padding:48px 52px;box-shadow:0 2px 16px rgba(0,0,0,.07);max-width:860px;margin:0 auto}@media (max-width:640px){.policy-content-card{padding:32px 24px}}.policy-back-row{margin-bottom:36px}.policy-back-btn{display:inline-flex;align-items:center;gap:6px;font-size:.88rem;font-weight:600;color:#19755f;text-decoration:none;transition:gap .2s ease}.policy-back-btn:hover{gap:10px;color:#0f4f40;text-decoration:none}.policy-section{margin-bottom:32px;padding-bottom:32px;border-bottom:1px solid #f0f0f0}.policy-section:last-child{border-bottom:none;margin-bottom:0;padding-bottom:0}.policy-section--intro .policy-section-body{font-size:1.05rem;color:#444;line-height:1.8;border-left:4px solid #19755f;padding-left:20px;margin:0}.policy-section--note{background:#f0f7f5;border-radius:8px;padding:20px 24px;border-bottom:none;margin-top:8px}.policy-section--note .policy-section-body{font-size:.92rem;color:#19755f;font-style:italic;margin:0;line-height:1.7}.policy-section-heading{font-family:var(--font-spectral),serif;font-size:1.15rem;font-weight:600;color:#19755f;margin-bottom:10px}.policy-section-body{font-size:.95rem;color:#555;line-height:1.75;margin:0}